The Mudra plan is a great way to save up for jewellery purchases because it allows customers to pay for their jewellery in small, manageable instalments. By making regular payments, customers can avoid the financial burden of a large, one-time payment

why mudrA is save?

Mudra has been specifically curated for you so that you can well plan whenever you want to buy jewellery from us. Upon enrollment, every month for 11 months you have to pay the fixed amount and after your period is complete you will be able to buy any jewellery from us. It is a smart, safe, and simple way to own the jewellery you want.

You can buy more than you paid for with this plan as Shobha Shringar Jewellers will add the same amount that was invested upon maturity. In other words, Mudra is a unique and convenient jewellery buying plan offered by Shobha Shringar Jewellers.

This plan has been specially designed to help customers plan their jewellery purchases in a smart, safe, and simple way. With Mudra, customers can spread their payments over a period of 11 months, which makes it easier for them to afford the jewellery they want.

Additionally, the Mudra plan is safe and secure because the money is held by Shobha Shringar Jewellers, who are a trusted and reputable jewellery brand.


What is the saving plan?

Buy your favorite jewels with the help of Mudra Invest with us for 11 months and get the 12 month from us Starting from Rs 10,000 per month or multiples of Rs. 10,000

After 1 months, Shobha Shringar Jewellers will add the 12 month bonus, which will allow you to purchase Gold, Diamond, and Polki jewelry that is equal to or greater than the amount invested; if the value of the jewelry is greater, the customer will have to pay the difference at the time of purchase. At the time of purchase, government taxes will be levied.


Mudra is valid for a period of 11 months only. The monthly subscription value

must be paid for eleven months. The installment cannot be carried forward or paid in advance.

Please look at the table below


1 10000 10000

2 10000 20000

3 10000 30000

4 10000 40000

5 10000 50000

6 10000 60000

7 10000 70000

8 10000 80000

9 10000 90000

10 10000 100000

11 10000 110000

If the amount accumulated by the end of the II month period is Rs. 1,20,000 and if the gold rate is Rs. 6000 per gram then you will be eligible for Gold Jewellery of 20 grams.

The rate of precious stones will be prevailing on the day

the jewelry is bought.

Terms and Conditions

  1. Cash will not be refunded under any circumstance, as per Government regulations.
  2. The monthly payments cannot be carried over, or paid in advance.
  3. The Monthly advance payment amount is fixed.
  4. The advance payment cannot be extended beyond the 11-month period. The plan will be discontinued as per terms mentioned above in the event of any default in the monthly advance payments. Hence it is essential that you pay the advance payments continuously without fail in the event of the member defaulting an advance payment during the tenure, the plan will be discontinued automatically from that month.
  5. You can buy more than what is accumulated after 11 months. You need to pay for the extra amount immediately after the purchase
  6. In case of change in address or loss of customer receipt book, the customer should inform the company immediately and apply for new customer receipt book with KYC details
  7. The customer may appoint a nominee on submission of KYC details for both self and the nominee. The Guardian will sign and will also be the nominee in case of minors.
  8. Balance advance amount, if any, will not be refunded in cash and can only be adjusted on purchase of jewelry,
  9. The customer can purchase jewelry within 30 days otherwise the amount invested will be refunded without any benefits
  10. GST & any other Government levies at the time of delivery for all sales transactions will be borne by the customer.
  11. The customer’s signature will be verified at the time of delivery.
  12. Company at its sole discretion can alter, amend, modify, add, or delete any of the terms and conditions from time to time.
  13. All disputes are subject to the jurisdiction of the competent courts in Mumbai

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